AICLRs 31.0+9.1%BERGRs 36.5-14.4%PRLRs 147.7+44.2%AGLRs 16.9+69.1%KAPCORs 51.5+57.5%SITCRs 52.5-4.6%NMLRs 374.1+210.3%NETSOLRs 5,771.3+29.7%BOPRs 138.7-11.7%PSORs 443.1+105.3%NPLRs 18.7+89.3%FMLRs 288.6+94.9%MARIRs 23.5-11.0%THALLRs 140.6+110.3%NRLRs 61.3-22.3%HBLRs 451.9-6.7%SYSRs 1,566.1+36.2%GATMRs 79.9+33.4%GHGLRs 1,075.6+1.5%FCEPLRs 85.0+61.6%PNSCRs 566.1-42.5%AVNRs 463.8+57.3%FFLRs 135.5+33.3%AGTLRs 159.5-34.9%FEROZRs 274.0+45.3%SRVIRs 38.0+63.0%ILPRs 26.7+20.5%KELRs 71.8+64.8%MLCFRs 1.8-5.9%HTLRs 157.8+46.7%PIOCRs 54.6+58.7%IGIHLRs 98.5-4.8%EFERTRs 76.5+20.3%FFCRs 14.2-30.0%GHNIRs 476.1+34.4%PTCRs 14,713.1+1.5%TPLPRs 2,078.1+10.1%UBLRs 355.3-25.8%ISLRs 171.0+2.7%APLRs 38.3+9.0%ABOTRs 4.4-26.4%PKGSRs 61.2+35.3%FABLRs 263.0-1.9%ATLHRs 10.6-5.5%OGDCRs 71.0+43.4%MTLRs 106.9-27.7%NCLRs 5.7+56.9%UNITYRs 758.2+41.8%LUCKRs 67.7+22.9%KTMLRs 158.5+51.2%SNBLRs 172.8+16.1%BWCLRs 196.5+40.1%CHCCRs 25.0-4.0%ASTLRs 9.1+14.5%ITTEFAQRs 12.3-9.9%AGPRs 30.8-42.3%HINOONRs 61.3-35.9%ENGRORs 68.6+46.4%ATRLRs 26.4+81.9%SHELRs 187.1-5.4%JDWSRs 2.1+20.6%EFUGRs 50.9+44.1%KOHCRs 79.1+42.0%BNWMRs 54.3+62.8%GLAXORs 56.9+14.0%CNERGYRs 49.2-1.8%JSBLRs 377.8-24.1%SEARLRs 21.7-21.2%MCBRs 81.8-4.4%BAFLRs 110.1+14.1%TGLRs 236.2-8.1%NCPLRs 27.7+19.9%AIRLINKRs 81.3+23.7%PAELRs 27.5+77.4%PAKTRs 1.7+3.6%INDURs 74.3-34.6%EPCLRs 17.8-50.1%TRGRs 100.9+18.5%SNGPRs 3.6-7.2%MEBLRs 95.1+11.0%PPLRs 12.0+27.2%POLRs 149.8+69.1%BAHLRs 123.3-17.6%GWLCRs 18.0+9.8%ACPLRs 41.8+19.4%FCCLRs 146.4+6.4%HCARRs 752.9-10.6%NBPRs 173.6-16.9%FATIMARs 237.9+68.5%SSGCRs 12.9+40.7%AKBLRs 268.1-10.1%LOTCHEMRs 65.9-7.3%NATFRs 5.0-57.8%MUGHALRs 76.8-47.2%PSMCRs 514.2-32.5%ICIRs 268.1+5.8%HUBCRs 48.3+16.8%NESTLERs 4.6-50.6%ARPLRs 89.9-12.9%DGKCRs 681.9+39.9%PSELRs 113.5-0.4%AICLRs 31.0+9.1%BERGRs 36.5-14.4%PRLRs 147.7+44.2%AGLRs 16.9+69.1%KAPCORs 51.5+57.5%SITCRs 52.5-4.6%NMLRs 374.1+210.3%NETSOLRs 5,771.3+29.7%BOPRs 138.7-11.7%PSORs 443.1+105.3%NPLRs 18.7+89.3%FMLRs 288.6+94.9%MARIRs 23.5-11.0%THALLRs 140.6+110.3%NRLRs 61.3-22.3%HBLRs 451.9-6.7%SYSRs 1,566.1+36.2%GATMRs 79.9+33.4%GHGLRs 1,075.6+1.5%FCEPLRs 85.0+61.6%PNSCRs 566.1-42.5%AVNRs 463.8+57.3%FFLRs 135.5+33.3%AGTLRs 159.5-34.9%FEROZRs 274.0+45.3%SRVIRs 38.0+63.0%ILPRs 26.7+20.5%KELRs 71.8+64.8%MLCFRs 1.8-5.9%HTLRs 157.8+46.7%PIOCRs 54.6+58.7%IGIHLRs 98.5-4.8%EFERTRs 76.5+20.3%FFCRs 14.2-30.0%GHNIRs 476.1+34.4%PTCRs 14,713.1+1.5%TPLPRs 2,078.1+10.1%UBLRs 355.3-25.8%ISLRs 171.0+2.7%APLRs 38.3+9.0%ABOTRs 4.4-26.4%PKGSRs 61.2+35.3%FABLRs 263.0-1.9%ATLHRs 10.6-5.5%OGDCRs 71.0+43.4%MTLRs 106.9-27.7%NCLRs 5.7+56.9%UNITYRs 758.2+41.8%LUCKRs 67.7+22.9%KTMLRs 158.5+51.2%SNBLRs 172.8+16.1%BWCLRs 196.5+40.1%CHCCRs 25.0-4.0%ASTLRs 9.1+14.5%ITTEFAQRs 12.3-9.9%AGPRs 30.8-42.3%HINOONRs 61.3-35.9%ENGRORs 68.6+46.4%ATRLRs 26.4+81.9%SHELRs 187.1-5.4%JDWSRs 2.1+20.6%EFUGRs 50.9+44.1%KOHCRs 79.1+42.0%BNWMRs 54.3+62.8%GLAXORs 56.9+14.0%CNERGYRs 49.2-1.8%JSBLRs 377.8-24.1%SEARLRs 21.7-21.2%MCBRs 81.8-4.4%BAFLRs 110.1+14.1%TGLRs 236.2-8.1%NCPLRs 27.7+19.9%AIRLINKRs 81.3+23.7%PAELRs 27.5+77.4%PAKTRs 1.7+3.6%INDURs 74.3-34.6%EPCLRs 17.8-50.1%TRGRs 100.9+18.5%SNGPRs 3.6-7.2%MEBLRs 95.1+11.0%PPLRs 12.0+27.2%POLRs 149.8+69.1%BAHLRs 123.3-17.6%GWLCRs 18.0+9.8%ACPLRs 41.8+19.4%FCCLRs 146.4+6.4%HCARRs 752.9-10.6%NBPRs 173.6-16.9%FATIMARs 237.9+68.5%SSGCRs 12.9+40.7%AKBLRs 268.1-10.1%LOTCHEMRs 65.9-7.3%NATFRs 5.0-57.8%MUGHALRs 76.8-47.2%PSMCRs 514.2-32.5%ICIRs 268.1+5.8%HUBCRs 48.3+16.8%NESTLERs 4.6-50.6%ARPLRs 89.9-12.9%DGKCRs 681.9+39.9%PSELRs 113.5-0.4%

Compare Watch

NETSOL

STRONG BUY

NetSol Technologies

Technology & Communication · 0.15% of the KSE-100

Price

Rs 5,771.30

Market cap

Rs 444.4bn

12-month return

+29.7%

Rank

8 of 101

69composite

Rule-based59

ML ranker89

Conviction94

Why the engine ranks it here

NetSol Technologies (NETSOL) screens as one of the most attractive names in the KSE-100 right now, ranking 8 of 101 on a composite score of 69/100.

NetSol Technologies sits in the Technology & Communication sector and scores best on balance-sheet strength (78/100), weakest on valuation (40/100). At PKR 5,771.30 the shares trade on a P/E of 7.1x, 2.27x book, a 5.6% dividend yield. The Piotroski F-Score is 7 of 9 (strong) and the Altman Z''-Score is 12.78 (financially sound).

What it does well

NETSOL holds 3.97x of current assets against current liabilities.

Balance-sheet strength

NETSOL has compounded revenue at 15.9% a year over three years.

Growth

NETSOL funds 68.7% of assets with equity.

Balance-sheet strength

What holds it back

NETSOL offers only a 14.0% earnings yield.

Valuation

NETSOL trades on 7.1x earnings, expensive against its sector.

Valuation

NETSOL pays little income at a 5.6% yield.

Valuation

What would change this view

→ a pull-back in the share price, or earnings catching up with the current multiple

Five-pillar breakdown

Each pillar scores the company against sector peers, where 50 is the sector average.

Profitability & earnings quality30% weight66

Valuation25% weight40

Balance-sheet strength20% weight78

Growth15% weight54

Price trend10% weight53

The classic screens

Piotroski tests nine accounting facts about improvement; Altman scores the distance from financial distress.

Piotroski F-Score

7 / 9

strong · 7 of 9 tests passed

Altman Z''-Score

12.78

safe zone · safe above 5.85

Profitable on assets

ROA 23.8%

Cash generative

CFO PKR 54,838m

Returns improving

ROA 23.8% vs 20.4% a year ago

Earnings backed by cash

CFO PKR 54,838m vs profit PKR 62,232m

Deleveraging

debt/assets 0.15 vs 0.15

Liquidity improving

current ratio 3.97 vs 3.57

Margin expanding

gross margin 59.8% vs 53.0%

Assets working harder

asset turnover 1.53x vs 1.53x

No shareholder dilution

77m shares vs 77m

Altman components

Working capital / assets0.452

Retained earnings / assets0.680

Operating profit / assets0.304

Equity / liabilities2.197

Sales / assets1.399

Price history

Weekly closes. Beta 1.11 against the index, annualised volatility 29%, RSI 61.

+11,702.2% over this window

Reported accounts

The last twelve quarters as filed, in PKR millions. The publication date is what the engine uses to decide when a figure became knowable.

Quarter	Revenue	Gross profit	Operating	Net income	EPS	Filed
2025 Q4	Rs 121.4bn	Rs 82.6bn	Rs 31.0bn	Rs 22.3bn	289.49	2026-04-30
2025 Q3	Rs 108.9bn	Rs 74.0bn	Rs 28.7bn	Rs 20.6bn	267.80	2025-11-14
2025 Q2	Rs 106.2bn	Rs 72.2bn	Rs 26.2bn	Rs 18.8bn	244.37	2025-08-14
2025 Q1	Rs 101.6bn	Rs 55.2bn	Rs 19.2bn	Rs 13.8bn	179.17	2025-05-15
2024 Q4	Rs 81.9bn	Rs 37.0bn	Rs 12.4bn	Rs 9.0bn	116.86	2025-04-30
2024 Q3	Rs 81.6bn	Rs 38.7bn	Rs 13.1bn	Rs 9.6bn	124.11	2024-11-14
2024 Q2	Rs 87.1bn	Rs 48.1bn	Rs 16.8bn	Rs 12.2bn	158.42	2024-08-14
2024 Q1	Rs 87.2bn	Rs 51.6bn	Rs 18.2bn	Rs 13.1bn	170.70	2024-05-15
2023 Q4	Rs 79.9bn	Rs 39.5bn	Rs 13.5bn	Rs 9.7bn	126.28	2024-04-29
2023 Q3	Rs 76.8bn	Rs 30.5bn	Rs 9.9bn	Rs 7.2bn	92.89	2023-11-14
2023 Q2	Rs 80.1bn	Rs 31.6bn	Rs 10.3bn	Rs 7.4bn	96.09	2023-08-14
2023 Q1	Rs 78.3bn	Rs 35.7bn	Rs 12.0bn	Rs 8.7bn	112.55	2023-05-15

Ranked against Technology & Communication

Every peer in the same sector, ordered by composite score. These are the companies whose ratios set this one's z-scores.

NETSOLNetSol Technologies7.1x69

SYSSystems Limited4.3x65

AVNAvanceon Limited1.1x62

PTCPakistan Telecommunication Company15.9x56

TPLPTPL Properties Limited0.4x56

AIRLINKAir Link Communication0.8x43

TRGTRG Pakistan Limited0.7x42

Scored as of 31 December 2025. Generated by an automated screen for research and educational use. Not investment advice, and not a substitute for a SECP-licensed adviser.