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Compare Watch

AKBL

AVOID

Askari Bank Limited

Commercial Banks · 0.36% of the KSE-100

Price

Rs 268.12

Market cap

Rs 77.2bn

12-month return

-10.1%

Rank

91 of 101

35composite

Rule-based39

ML ranker29

Conviction31

Why the engine ranks it here

Askari Bank Limited (AKBL) screens as one of the least attractive names in the KSE-100, ranking 91 of 101 on a composite score of 35/100.

Askari Bank Limited sits in the Commercial Banks sector and scores best on profitability & earnings quality (47/100), weakest on valuation (34/100). At PKR 268.12 the shares trade on a P/E of 1.7x, 0.30x book, a 60.0% dividend yield. The Piotroski F-Score is 5 of 9 (mixed) and the Altman Z''-Score is not applicable to financials.

What it does well

AKBL turns 1687.8% of sales into free cash flow.

Profitability & earnings quality

AKBL pays a 60.0% dividend yield.

Valuation

AKBL is unusually steady at 26.4% annualised volatility.

Price trend

What holds it back

AKBL is valued richly at 0.2x EV/EBITDA.

Valuation

AKBL carries heavy debt at 0.93x of equity.

Balance-sheet strength

AKBL trades at 0.30x book value, above peers.

Valuation

What would change this view

→ a pull-back in the share price, or earnings catching up with the current multiple

Five-pillar breakdown

Each pillar scores the company against sector peers, where 50 is the sector average.

Profitability & earnings quality30% weight47

Valuation25% weight34

Balance-sheet strength20% weight38

Growth15% weight35

Price trend10% weight38

The classic screens

Piotroski tests nine accounting facts about improvement; Altman scores the distance from financial distress.

Piotroski F-Score

5 / 9

mixed · 5 of 9 tests passed

Altman Z''-Score

n/a

Not applicable to banks and insurers

Profitable on assets

ROA 1.4%

Cash generative

CFO PKR 5,614,699m

Returns improving

ROA 1.4% vs 1.6% a year ago

Earnings backed by cash

CFO PKR 5,614,699m vs profit PKR 46,388m

Deleveraging

debt/assets 0.07 vs 0.07

Capital strengthening

equity/assets 7.6% vs 7.6%

Spread widening

net margin 14.0% vs 16.1%

Balance sheet productivity

revenue/assets 0.099 vs 0.102

No shareholder dilution

288m shares vs 288m

Price history

Weekly closes. Beta 0.83 against the index, annualised volatility 26%, RSI 50.

+811.0% over this window

Reported accounts

The last twelve quarters as filed, in PKR millions. The publication date is what the engine uses to decide when a figure became knowable.

Quarter	Revenue	Gross profit	Operating	Net income	EPS	Filed
2025 Q4	Rs 91.5bn	Rs 56.7bn	Rs 16.3bn	Rs 12.4bn	43.23	2026-04-30
2025 Q3	Rs 83.9bn	Rs 52.0bn	Rs 14.9bn	Rs 11.7bn	40.74	2025-11-14
2025 Q2	Rs 87.4bn	Rs 54.2bn	Rs 15.5bn	Rs 12.1bn	42.04	2025-08-14
2025 Q1	Rs 86.0bn	Rs 53.3bn	Rs 15.3bn	Rs 11.7bn	40.65	2025-05-15
2024 Q4	Rs 75.2bn	Rs 46.6bn	Rs 13.4bn	Rs 10.9bn	37.70	2025-04-30
2024 Q3	Rs 78.6bn	Rs 48.8bn	Rs 14.0bn	Rs 12.2bn	42.55	2024-11-14
2024 Q2	Rs 83.0bn	Rs 51.5bn	Rs 14.8bn	Rs 13.6bn	47.12	2024-08-14
2024 Q1	Rs 82.5bn	Rs 51.2bn	Rs 14.7bn	Rs 13.1bn	45.45	2024-05-15
2023 Q4	Rs 75.1bn	Rs 46.5bn	Rs 13.3bn	Rs 12.6bn	43.87	2024-04-29
2023 Q3	Rs 78.5bn	Rs 48.7bn	Rs 14.0bn	Rs 13.5bn	46.99	2023-11-14
2023 Q2	Rs 83.8bn	Rs 51.9bn	Rs 14.9bn	Rs 14.1bn	49.08	2023-08-14
2023 Q1	Rs 82.1bn	Rs 50.9bn	Rs 14.6bn	Rs 13.1bn	45.54	2023-05-15

Ranked against Commercial Banks

Every peer in the same sector, ordered by composite score. These are the companies whose ratios set this one's z-scores.

BOPThe Bank of Punjab0.4x69

HBLHabib Bank Limited1.2x65

UBLUnited Bank Limited0.5x56

FABLFaysal Bank Limited1.3x54

SNBLSoneri Bank Limited1.5x50

JSBLJS Bank Limited1.2x46

MCBMCB Bank Limited0.7x45

BAFLBank Alfalah Limited0.4x45

MEBLMeezan Bank Limited1.0x41

BAHLBank AL Habib Limited0.2x39

NBPNational Bank of Pakistan1.9x37

AKBLAskari Bank Limited1.7x35

Scored as of 31 December 2025. Generated by an automated screen for research and educational use. Not investment advice, and not a substitute for a SECP-licensed adviser.